LAURIE S. WARD
ATTORNEY AT LAW
CALL: 660.827.1770
514 SOUTH OHIO | SEDALIA | MO
 

PERSONAL INJURY

If you or a loved one has been hurt, you already have a lot on your plate. First, focus on getting better physically. Tell the insurance company you will talk to them when you are ready. Then, if you have questions, talk to Laurie. You may or may not need a lawyer and she will talk to you about that.

Insurance companies are not in business to make sure you are taken care of. They make more money if they pay you less.

Laurie has helped many people who were hurt or their loved one was killed. She has filed law suits against insurance companies and the people who have caused injury. If you have questions about what to do, Laurie will talk to you. You may not need her services, but if you do, she will help you.

FAQ

1. Do I need a lawyer if I have been hurt by someone else?
Not always, it depends on your situation. If you were in a minor car accident and have no lingering injuries you can deal with the insurance company. If they make an offer to settle and you are satisfied with the amount, you do not need a lawyer. If you were hospitalized it would be a good idea to talk to a lawyer. A doctor treated your injuries, let a lawyer treat your case.

2. Can I turn my medical bills in to my own health insurance if someone else caused my injuries?
Yes, even if someone else caused your injuries. It will get the bills paid quicker and the medical people will like that.

3. Can I give my medical bills to the other person’s insurance company to pay if they caused my injuries?
You can but the other person’s insurance company is not going to pay them until your case is settled. You may not be done getting treatment and your bills will not be getting paid. If you have health insurance, turn the bills into your health insurance.

4. How much should I settle for if I have been hurt by someone else?
How much do you think 12 people on a jury would think your case was worth? There is no magic formula. The insurance company wants to pay as little as possible and pay as soon as possible. Sometimes people’s injuries are more serious than they thought but once you settle with the insurance company, your injuries are no longer their problem.

5. How do lawyers get paid in an accident case?
Most lawyers get paid based on a percentage of the settlement. If you already have an offer from the insurance company, the lawyer’s fee is based on a percentage above your offer. Sometimes, if you already have an offer the lawyer may not want to take your case because they can’t get you that much more money.

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